Credit impacts almost everything that you do.

Want to own your own crib some day? A bad credit score will keep you from getting a mortgage with a good interest rate—or any mortgage at all. Want a better job? Plenty of employers won't hire you if your credit is bad.

On this page you will find everything you need to know about credit. What actions usually determine your credit score? How do you start building credit? Or repair it when your credit is already hurt?

Are You a Prey for Credit Repair Scams?

The Height of Credit Repair Pyramid Schemes

Buy Now, Pay Later. What Could Go Wrong?

What Is Predatory Lending?

Pros and Cons of Buy Now, Pay Later Services

Credit Repair Scams Are Exploding—FTC Hits Another Company with Fines

What Is Predatory Lending?

No Credit? Bad Credit? Yummy!

New Credit, New Identity

We Throw Credit Cards at People, Literally

Are (Quick) Loans a Solution to Money Trouble?

Financial Products You Should Avoid!

Become a "FoolProof Skeptic", and Do It Right.

Millennials: All About (Your) Credit

Credit 101

CFPB Orders LendUp to Pay $3.63 Million for Failing to Deliver Promised Benefits

CFPB Fines Titlemax Parent Company $9 Million for Luring Consumers Into More Costly Loans

Is Your Subprime Card Hurting You?

Buying a Car When You Have Bad Credit

FoolProof & Walter Cronkite

"The FoolProof Foundation believes there is a fundamental flaw in the teaching of financial literacy."

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