Credit Cards
Did you know that 70% of American’s have a credit card? And about 40% have credit card debt. FACT!
Do you want to be part of that statistic? If not, check the resources on this page that will help you prevent credit card debt, offer you innovative ways of cutting debt, teach you the impact of credit, tell you about phishing scams and much more.
From Credit Card to Credit Score?
Here's how your credit card can impact your credit score, and how your score impacts your life.
AB's COVID Scam
This is more of a COVID play on money, but for those of us who were still working (often with a lot of overtime), it may be of interest.
Can Your Credit Card Limit Be Lowered?
Credit card issuers periodically review accounts to determine if a customer's credit worthiness has changed. That review can result in a decrease or i…
Bogus Money-Making Scheme Defrauded Millions
Source: www.ftc.gov
The Federal Trade Commission is sending full refunds—totaling more than $12 million—to individuals who lost money to …
Got Credit Card Debt? Consolidate!
When to consolidate your credit card debt, and how do you do it right.
Is Credit Card Privacy a Delusion?
Data mining is more than just the latest buzzword in a tech-driven society. It's serious business for credit card companies. Credit card usage creates…
Buying without Plastic
That’s right, we now have the e-wallet. Sounds great, right? However, they can be prone to scams. Here is everything you need to know.
Do You Use Prepaid Cards? Then Read This.
On April 1, 2019 new rules from the Consumer Financial Protection Bureau (CFPB) went into effect. These rules provide protection for prepaid cards, pa…
Feeling Financial Stress?
Short on cash, late payments, increasing debt? Check out these blinking red lights that indicate financial trouble.
Should You Preload Credit Card Payments?
Do you make credit card purchases before consulting your budget? If so, think about "preloading payments" instead.
Options for Reducing Debt
According to the Federal Reserve Bank of New York's Center for Microeconomic Data's Quarterly Report on Household Debt and Credit for the first quarte…
Credit Cards, Debit Cards, or Prepaid Debit Cards?
Which are safer to use? Answer: It depends. This video compares all 3 options.
Will You Fall for a 0% Credit Card Trick?
Buying items "on credit" is all too common, and so are interest free offers. However, you have to be really careful and thorough to be offered the 0…
Mastercard and UniRush to Pay $13 Million for RushCard Breakdowns That Cut Off Consumers' Access to Funds
Preventable Failures Left Tens of Thousands of Economically Vulnerable Consumers Unable to Pay for Necessities
Source: www.consumerfinance.gov
The C…
Millennials: All About (Your) Credit
I'm betting that you know what credit is: an arrangement for you to pay for something at a later date. "Okay, gimme the car today, and I'll pay you la…
A Zero Percent Credit Card Trick!
Let's talk about credit cards. More specifically, let's talk about credit cards that offer you a 0% interest rate!
These days, many retailers (includ…
Is Your Subprime Card Hurting You?
Most people who have experienced bad credit can agree that the following information often indicates that there is light at the end of the tunnel.
CFPB Orders First National Bank of Omaha to Pay $32.25 Million for Illegal Credit Card Practices
Deceptive Marketing and Illegal Billing of Add-On Products Harmed Hundreds of Thousands of Consumers
Source: www.consumerfinance.gov
The Consumer Fi…
Innovative Ways of Cutting Debt
Do you owe money on student loans, credit cards or a mortgage? This video can show you ways to free up money to help cut down on your debt.
5 Cards & Free Goodies
How many "free" credit cards do you have right now?
How many times has somebody on campus or in your mail tried to push a "free" credit card on you…
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